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credit card processing service

How can I get a lower credit card processing fee?

I want to subscribe to a credit card processing service for my online webstore. However, the cost is somewhat higher than I expected. How can I get a lower credit card processing fee?

Dylan & Kathleen & LL COOL LOIS!

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where can one become an ISO for credit card processing withouth going thru First Data and paying $10,000?

Is there any other processor out there besides First Data whom I may go thru to become an ISO and not need to pay $10,000?

I currently have a merchant account with them thru card services, but I can muster the $10,000 for the fee.
I cannot muster the $10,000 fee for registration

You can't become an ISO/MSP without paying the fee. That $10,000 fee is a requirement and is in place to keep the barrier of entry high. Basically it exists to keep fraudsters out. Regardless of which member bank or sponsoring bank you choose that fee will be in place as it is charged directly by Visa and MasterCard.

In case you didn't already know. That is just the initial fee. You have to pay $5,000 every year after that to maintain your status.

If you don't want to pay that fee the best you can do is be a registered sales agent. This means:

1) You cannot operate under your own name. You MUST operate/advertise yourself as the company you are an agent for.

2) Your costs are higher which means much lower profits for the merchant you sign up.

3) The merchants you sign up are THEIRS not yours. This means they can stop paying you at any time and if you leave them you lose them.

Anyone who tells you otherwise is being misleading.